List and explain the three functions of a Financial Manager.

Final Exam 2014 Fin 5409 in Corporate Finance

1. Financial Planning is the principal function of a financial manger. This involves setting objectives and analyzing present operations and resources. Forecasting future needs, creating strategies and implementing those strategies. To forecast income and expenses for the year ahead, a financial planner may create a budget.

2. Investment Management: Researching potential investments is one of the main tasks. Then, a financial manager will make decisions about how to allocate company funds between different assets like stocks, bonds or mutual funds. Financial managers may monitor investments in order to verify that they are operating as planned and adjust if necessary.

3. Financial Managers are responsible for risk management. This involves anticipating possible risks that may arise from investment decisions and other business activities in order to take steps to prevent them. Financial managers may, for example, create policies and procedures that reduce fraud risk or make contractual arrangements with vendors to prevent non-payment.

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