How much can you withdraw each month from your account assuming a 25-year withdrawal period?

How to calculate annuities that you plan on saving for retirement.

Calculating how much one can withdraw each month from a retirement account, assuming that it has a 25 year withdrawal period is necessary. First, we must calculate the amount of money saved in the last 30 years. Multiply $600 by 12% and add $300 to the result. This gives us $858,800. Divide this sum by 25, and you get an annuity payout of $34,352. If you invest $900 per month over 30 years, your monthly withdrawals would amount to $34,352.

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